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Tuesday, July 29, 2008

My 5th Job Offer To Sell Insurance Via Unsolicated Email.

The United Insurance Group of Milford Michigan, wants to interview me to sell their insurance to senior citizens.

They have a long legal disclaimer at the bottom of the email threatening anyone not to redistribute the email content.

I wonder why that is?


This is SOOO not in my moral or ethical framework to do for a career.




Welcome to Detroit

Discover Card Charges Mob Rates


I just got an application for a discover card from Julie Loeger, Senior VP at Discover Card.

How does she know where I live?

I looked for her picture online but NONE...she is a mystery woman.

I really liked her touching personal letter asking me to get her discover card...I really liked how much she charges if I am late with a payment twice......30.99%

Good God Julie, at least buy me dinner before you do me up the butt.

That is more than the mob charges for me to borrow money.

They run this from Delaware because apparently that state has the most liberal of interest rate laws in the country...yaaaaaaah Delaware for screwing the nation. Does Delaware export anything except assholes in the credit business?

You also by joining agree to arbitration, what that means to us little folk is by signing you give up your constitutional rights to a trial in a court of law with a judge or jury if for example, you ever did want to take the credit card company to court for any claim you may have against them.

But what could possibly go wrong with your credit card bill?

Way to go Julie and Discover Card for helping Americans sign off their constitutional rights in the fine print.

Sure our predecessors fought and died for these rights but you are welcome to make money off getting people to give them up, it's a free country.

I bet Julie has tons of money at those rates. I bet she never has to use a credit card for anything ever if she didn't want to. I bet Julie is quite pleased with herself for what she does to people's lives.

Here watch the Maxed Out trailer on Youtube, I highly recommend this documentary.

See how credit cards have helped people by driving them to suicide.

I think I'll pass on the credit card Julie.

And to be fair to Julie, her company isn't the only one by far. They all do it, Read your card member agreements then zero out your balance.




Welcome to Detroit

Economists Lie To Themselves, Makes Them Feel All Warm And Fuzzy During Modern Depression




Freddie Mac can barely afford this lot, they have been collecting bottles to pay the lease on the land I think, no wait, they received a federal bail out, I forgot.


Fannie Mae had to get another less expensive lawn service since business is so bad, they look like they are in a pretty bad way, this place is way run down.


Bear Stearns is going to have to sell off a couple of floors no doubt...times are tough for them. Well not really, instead of them having to sell and move like the little people, you and I are going to pay for their inability to do their job right instead. It's just easier that way.

Home prices fell at record pace in May: S&P

Source

NEW YORK (Reuters) - Prices of U.S. single-family homes plunged at a record pace in May from a year earlier, with each of the 20 regions monitored showing annual declines for a second month, according to the Standard & Poor's/Case Shiller home price indexes reported on Tuesday.

The S&P/Case Shiller composite index of 20 metropolitan areas fell 0.9 percent in May from April, bringing the measure down 15.8 percent from May 2007.

The decline was slightly less than expected and not as severe on a monthly basis as in April. Seven regions showed increases on a month-over-month basis, providing a "possible bright spot" for U.S. housing that otherwise continues to weaken, S&P said.

"We are not going to get too excited about the data yet as it is not seasonally adjusted and prices tend to be higher during the spring selling season," said Michelle Meyer, an economist at Lehman Brothers in New York.

That's my favorite part...where she says she isn't going to get too excited...this lady is paid for this intellect?

What a moron, the country is in the worst economic state ever since the recession of the 80's and she sees a bright spot in the housing market as values on your home and mine drop 16%?

I don't know about you but that means several tens of thousands of dollars I just lost...bright spot?

Maybe for Fannie Mae, Freddie Mac and Bear Stearns

But not for me...or you... or our neighbors...or our families.

DUH.

Remind me not to seek any financial advice from Lehman Brothers.



Welcome to Detroit